Habitat for Humanity is an ecumenical, grass-roots Christian ministry with the goal of eliminating poverty housing. Unwilling to accept the fact that millions of people live without adequate shelter, Habitat challenges individuals, churches, companies, foundations and other organizations to join in partnership with people in need to change the conditions in which they live.
Northwoods Habitat for Humanity builds houses in the Bemidji area (Beltrami and Clearwater counties) through volunteer labor and donations of money and materials. Habitat for Humanity partners with families in need to build simple, decent housing. The houses are sold at no profit and are financed with no-interest mortgages. Habitat is not a give-away program. In addition to making a down payment and monthly mortgage payments, homeowner families invest hundreds of hours of their own labor (sweat equity) into building their houses and the houses of others.