In 1988, nine affordable housing visionaries came together to incorporate Habitat for Humanity of Jacksonville to build homes for low-income families. HabiJax has grown with, and been a catalyst for, the growth of the Jacksonville area into a nationally recognized community that seeks a high quality of life for all citizens. We have many roles: builder, developer, underwriter, mortgage lender, community developer, social service provider, affordable housing advocate, and, transcending all, change agent. We offer a 'hand up' not a 'hand out'. Thanks be to God.