Habitat for Humanity strives to meet the need for decent and affordable housing in the community by building houses, building hope, and changing lives through its homeownership program. It is Habitat’s long-term goal to eliminate poverty housing in Anderson County by building affordable houses in partnership with qualified low and very-low income residents. Future homeowners must put in at least 400 hours of “sweat equity” labor by helping to build their own home and working on other Habitat projects. A $1,200 down payment is also required. After construction is completed, houses are sold to partnering homeowners with zero-interest mortgages. Monthly payments, including taxes and insurance, are repaid over time, and the payments are used to help build additional Habitat houses in Anderson County.