CAAB creates opportunities for people of all incomes to improve their financial management skills, increase their savings, and build wealth. We believe that a prosperous community is one in which everyone has incentives and opportunities to save for the future. We address the challenges confronting low-income families through the delivery of information, services, support, and access to low-cost savings products. CAAB provides direct services in the form of financial and consumer education, free tax preparation, and credit counseling, and direct monetary incentives through our matched savings programs (IDAs and MDAs). We advocate for public policies that support all people’s efforts to save and become financially stable and self-sufficient. We collaborate with research organizations to highlight economic issues affecting low-income residents and work with financial institutions to make their products and services more accessible and responsive to the needs of low-income consumers.