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At MyScore.com you can enjoy unlimited access to your credit reports and free credit score, along with triple bureau credit monitoring and e-mail alerts that notify you of any critical changes to your credit score.
A credit score summarizes your entire credit report information into one number. This number is calculated by a mathematical equation that evaluates many types of information from your credit report at that particular credit-reporting agency. By comparing this information to the patterns in thousands of past credit reports, scoring identifies your level of credit risk. Your score tells a lender how likely you are to repay a loan, or make credit payments on time. The higher your score is, the better chance you have of getting the credit you apply for.
There are many types of score factors that can have a positive or negative effect on your score. Some examples of score factors include but are not limited to too many inquiries,
too many serious delinquencies and average balance of revolving accounts is too high.
Credit scores are one of the main tools creditors, employers, insurance and finance companies rely on to determine your creditworthiness. Your score is a quick snapshot that is often used when credit decisions are made quickly. Your credit score and good maintenance of it are extremely important, and therefore you should keep a close monitoring on your credit score and any changes. Start keeping close tabs on your credit score with My Score, and be sure to use your My Score coupon code to redeem special offers.
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